Camp Insurance


If you cannot certify all participants have personal medical coverage, you are required to purchase this insurance.

Participant Accident Protection Program

This program is designed to provide group accident insurance to your participants. Program director must purchase accident medical insurance for the group through RMS if it cannot be certified that all minors have personal medical coverage.  Please provide a list of your participants names, ages or grade level to be put on the policy and submit to Rebekah Moreno by the first day of the program.

 Third party programs are required to obtain their own insurance coverage that meets the standards of The University of North Texas as additionally insured. For more information on third party insurance requirements, please visit
Lifelong Learning and Professional Development.

Insurance Rates

  • $0.23/Per Camper Per Day—Non Sports Day Camps
  • $0.29/Per Camper Per Day—Non Sports Overnight Camps
  • $0.33/Per Camper Per Day—Sports Day Camps
  • $0.58/Per Camper Per Day—Sports Overnight Camps

*Cost are subject to change from year to year.
**All rates are per participant per day. The System insurance policy for Campus Programs for Minors renews each year on June 1st and runs to May 31st of the following year.

Summary of Coverage

  • All participants and volunteer staff members are covered while participating in sponsored activities
  • Excess Coverage
  • $25,000 Maximum Medical Expense Benefit
  • $10,000 Accidental Death & Dismemberment Benefit
  • $-0- Deductible
  • 52 Week Benefit Period

Some things NOT covered:

  • Sickness or disease
  • Injury sustained while under the influence of drugs or narcotics
  • Injury sustained while riding in or on any 2 or 3 wheeled engine driven vehicle 


Insurance Claims

Please keep in mind that the insurance coverage secured through the University of North Texas Risk Management office is a secondary policy and may only be used after the participant’s primary insurance company has been processed. To file a claim against the Campus Program for Minors insurance policy, please contact Risk Management Services at 940-565-2109.